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VOLVO CAR FINANCIAL SERVICES – FUNDING OPTIONS 

Choosing the right car goes hand-in-glove with finding the right financial package too. And, just as you’d expect from Volvo, there are a range of products to make your life easier.

 

VOLVO CAR PURCHASE PLAN

This traditional scheme allows you to buy your car by paying, after the initial deposit, in simple, equal amounts at a fixed rate.

·         Suitable for non-VAT registered customers

·         Choose from a range of deposits

·         Choose your repayment period (up to 5 years)

·         Regular fixed instalments

·         At the end of the agreement, you own the car (you may settle the agreement at any time)

VOLVO CAR FLEXIBLE PURCHASE PLAN

Just like the Volvo Car Purchase Plan, with the added benefit of allowing you to defer part of the cost of your Volvo until the end of the agreement. This allows you to tailor the instalments to suit your budget.

·         Choose from a range of deposits

·         Choose the length of the agreement from 12-48 monthly instalments to suit your cashflow need

·         Volvo agree a final payment – taking into consideration the age, mileage and use of the car

·         At the end of the agreement you pay the final payment before taking ownership of the car (you may settle the agreement at any time)

VOLVO CAR ADVANTAGE PLAN

The same as the Volvo Car Flexible Purchase Plan with the added advantage that the final payment (guaranteed to be the minimum worth of the car) is optional – if you don’t wish to pay you can exchange or return the car to Volvo.

·         Choose from a range of deposits

·         Choose the agreement length from 12, 24, 36 or 42 monthly payments to suit your cashflow needs

·         A Guaranteed Minimum Future Value is set by Volvo taking into consideration the age and mileage of the car. This value is used to set the optional final payment

At the end of the agreement you have three options regarding the final payment:

·         You can part-exchange the car against another Volvo. The GMFV is deducted from the part-exchange and any excess can be used as a deposit on your new Volvo (you can sell the car privately and keep the profit over the GMFV)

·         Buy the car outright by paying the GMFV

·         Return the car to Volvo Car Finance with nothing else to pay, subject to mileage and condition